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Fern's leading-edge technology provides the ideal platform for a range of development and community banks offering savings and loans products to their clients.

The integration of all aspects of the bank's requirements in a single menu format has proven very helpful to users who do not have to learn a number of different packages A brief list of core standard functionality of Fern software includes the following:

Multi-currency Account Reconciliation Loan Review
Retail Applications Anti-money laundering Portfolio Quality Management
Branches Multi-lingual Loan Processing Workflow
Back Office Business Planning Credit Checking
Fully integrated General Ledger User Built Reporting Services Interest Charges, Fees, Commissions
ID: Photo, Signature, Fingerprint Link to 3rd Party Applications Customer Relationship Management
Comprehensive Reports Multiple delivery channels Additional Fern Modules
Client Records Savings Loans

The preferred approach to implementation by Fern is to make the user as independent as possible. This involves in-house technical training to relevant IT personnel. Your IT investment in Fern banking software will result in lower maintenance costs and a more cost effective operation.