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Abacus Case Studies

Angkor Mikroheranhvatho Kampuchea (AMK)
Established  from  a  savings  and  credit  component  of  a  Concern  Worldwide community  development  project  started in  1993, AMK  has  grown  to  become one of Cambodia's largest MFIs in with over 250,000 clients served by over 70 branches in around 8,000 villages in all of Cambodia's provinces.  AMK is also the most pro-poor of Cambodia's  large  MFIs  with  an  average  loan  size  of  $124,  and  a  very  high proportion  of  group  lending  to  women.   In  2009  AMK's  pro-poor  focus  was recognised  by  with  Received  Gold  Award  on  Transparency  Report  on  Social Performance from the Microfinance Information eXchange (MIX).

 

The National Bank of Vanuatu
Established  in August 1991, National Bank of Vanuatu  (NBV), provides a  range of quality banking products and  services  to businesses, government  agencies  and  individuals  throughout Vanuatu.   Customers  include small  businesses  in  rural  areas,  larger  businesses  domiciled  in  Vanuatu,  and  international  customers who require offshore banking services.  With a network of 21 branches on 15  islands, NBV  is the only bank that provides services outside the main population centres of Port Vila and Luganville.  

 

Indonesia Umbrella Agreement
In 1895, Priyayi Bank in the Purwokerto district of the Dutch East Indies became the first outpost of Friedrich Wilhelm  Raiffeisen's  credit  union  cooperative movement,  and  the  predecessor  of  Bank  Rakyat  Indonesia (BRI),  the world's  largest microfinance  institution.  With around 50,000 MFIs  serving more  than 40 million people, Indonesia has the oldest and largest microfinance market in the world.  However nearly half of the population  still  lives on  less  than US$2 a day, while  self-employment  is  seen as key  to  tackling poverty on such a scale, an estimated 50 million people still do not have access to banking services.