Fern's leading-edge technology provides the ideal platform for a range of development and community banks offering savings and loans products to their clients.
This provides the flexibility, scalability and robustness to protect your investment in IT for many years. Fern software for banks has a proven reputation with many financial institutions around the world.
The integration of all aspects of the bank's requirements in a single menu format has proven very helpful to bank staff who do not have to learn a number of different packages A brief list of core standard functionality of Fern software includes the following:
| Multi-currency | Account Reconciliation | Loan Review |
| Retail Applications | Anti-money laundering | Portfolio Quality Management |
| Branches | Multi-lingual | Loan Processing Workflow |
| Back Office | Business Planning | Credit Checking |
| Fully integrated General Ledger | User Built Reporting Services | Interest Charges, Fees, Commissions |
| ID: Photo, Signature, Fingerprint | Link to 3rd Party Applications | Customer Relationship Management |
| Comprehensive Reports | Multiple delivery channels | Additional Fern Modules |
| Client Records | Savings | Loans |
The preferred approach to implementation by Fern is to make the user as independent as possible. this involves in-house technical training to relevant IT personnel. Your IT investment in Fern banking software will result in lower maintenance costs and a more cost effective operation.